Human Resources

Contact: Michelle Thun, Employee Benefits Coordinator
             michelle.thun@canyons.edu
             661-362-3128

Plan Year: October 1, 2011 to September 30, 2012

Effective Date of Coverage: Coverage for new employees will begin on the first of the month following the first day of service.

Open Enrollment: There will be an open enrollment period in the fall during which you may change your elections. Changes will be effective October 1st.

Medical Plans

Kaiser (SISC)
HMO. No deductible. Services provided by Kaiser physicians at Kaiser facilities. Prescription drug coverage is included. Eligible dependent children covered to age 26. Eligible dependents who are disabled are not subject to age restrictions.

Visit www.kp.org to access a broad range of information and services, including facility locations, physician directories, and health and wellness information. You may also make appointments, order prescription refills, obtain answers to health questions, and more.

Member Services
1-800-464-4000


Blue Cross (SISC)

Blue Cross HMO
No deductible. Services provided and coordinated by your primary care physician, including referral to specialist. Prescription drug coverage is included. Eligible dependent children covered to age 26. Eligible dependents who are disabled are not subject to age restrictions.

Visit www.anthem.com/ca/SISC to access a broad range of information and services including a physician directory, pharmacy information, and health and wellness information.

Member Services 1-800-825-5541


Blue Cross PPO
Calendar year deductible of $100 per member/$300 per family. Services may be received from either participating or non-participating providers. Prescription drug coverage is included. Eligible dependents covered to age 26. Eligible dependents who are disabled are not subject to age restrictions.

Visit www.anthem.com/ca/SISC to access a broad range of information and services including a physician directory, and health and wellness information.

Member Services 800-825-5541

Visit www.medco.com to access information about the prescription drug plan, including a pharmacy directory and mail order forms and instructions.

Member Services 800-987-5241

Dental Plans

United Concordia
Concordia Plus. DHMO (Dental Health Maintenance Organization). No deductible. Services are provided by your primary care dentist, including referral to a specialist. Most procedures are covered at 100%; some require a co-pay. Eligible dependents covered to age 19, 23 if full-time student or disabled. Eligible dependents who are disabled are not subject to age/student restrictions.

Visit www.unitedconcordia.com for additional information including a provider directory and dental health information. Sign on to “My Dental Benefits” to view eligibility, plan benefits, claim status, print an I.D. card, and more.

Member Service
1-866-357-3304

Delta
DeltaPremier. No deductible. Services obtained from Delta providers are covered at 70%. This percentage will increase 10% each consecutive year the dentist is visited to a maximum of 100%. Covered prosthodontic services (replacement of missing teeth) are paid at 50%. Payments for services are limited to $2,500 per enrollee per calendar year. Dental accident benefits are covered at 100% with a maximum benefit of $1,000.

Covered services obtained from a non-participating provider are paid at 70% of usual, customary, and reasonable charges. Eligible dependents covered to age 25, regardless of student status. Eligible dependents who are disabled are not subject to age restrictions.

Visit www.deltadentalins.com for additional information including a provider directory, eligibility, benefits, print an I.D. card, and more.

Member Service 866-499-3001

 

Vision Plan

Vision Service Plan
Coverage includes exam, lenses, and standard frame every 12 months; requires $5.00 co-pay. Contact lenses in lieu of glasses are covered in full if medically necessary, otherwise covered up to $105 if elective. There is a limited benefit for covered services obtained from non-participating providers. Eligible dependents covered to age 19, 25 if full-time student. Eligible dependents who are disabled are not subject to age restrictions.

Visit www.vsp.com for additional information including a provider directory. Sign-on to check eligibility, benefits, and more.

Member Service 800-877-7195
 

Group Term Life Insurance

Hartford
Employee only coverage. Plan provides life insurance benefit of $50,000 and accidental death and dismemberment benefit of $50,000. Coverage decreases to $35,000 at age 65, $22,500 at age 70, $15,000 at age 75, and $10,000 at age 80.

Plan also provides a travel assistance benefit. The service provides assistance while traveling, including pre-trip information, emergency medical assistance, and emergency personal services.

Contact Europ Assistance Services USA
From the U.S. or Canada 800-243-6108
From other locations 202-828-5885
Identification Number: GLD-09012
 

Disability Insurance

Hartford
Employee only coverage. Plan provides disability benefit payments equal to 66.66% of monthly salary, to a maximum benefit of $6,000. Benefit is payable after 120 day waiting period.

Employee Assistance Program (EAP)

Ability Assist
Program provides employees and their family members with confidential access to counseling and community resources through a 24-hour toll-free hotline. Program provides up to three free counseling sessions per occurrence per year, unlimited referrals to resources, as well as assistance with legal, financial, and work-life concerns.

Visit the Ability Assist website for more information on the EAP, including articles, a link to submit questions, and to subscribe to newsletters in subject areas that interest you.

Phone 1-800-964-3577, Company ID: HLF902
www.guidanceresources.com

 

CalPERS Retirement

California Public Employees’ Retirement System (CalPERS)
Plan provides retirement benefits as well as survivor and disability benefits. Requires employee contribution of 7% of salary, paid through payroll deduction. CalPERS provides members with annual statements.

Visit www.calpers.ca.gov for additional information including a financial planning tool, forms, publications, and access to your account information.

Member Services
(888) 225-7377

Voluntary Coverage
The following plans are voluntary and paid for by the employee
 

Group Term Life and Accidental Death and Dismemberment (AD&D)

Hartford
Group Term Life. Employee, spouse, and child coverage. Plan provides group term life insurance benefit up to $500,000 for employee and up to $250,000 for spouse. An additional child benefit in the amount of $1,500, $3,000, or $5,000 is available. Eligible dependent children covered to age 21, 25 if full-time student. Eligible dependents who are disabled are not subject to age restrictions.

Group Accidental Death and Dismemberment (AD&D). Employee or family coverage. Plan provides group AD&D benefit of $10,000 to $500,000, not to exceed ten times your annual earnings.

 

Section 125 Plan

American Fidelity Assurance Company
Plan Year: September 1st through August 31st.
Plan allows participants to pay for qualified expenses on a pre-tax basis. Some examples of eligible expenses are: employee contributions for medical insurance premiums, qualified unreimbursed medical expenses up to $4,800 per plan year, qualified dependent care expenses up to $5,000 per year, and premiums for insurance products offered by American Fidelity such as life and cancer. An election to participate must be made prior to the start of each plan year. To enroll, contact Lloyd Gronich, the American Fidelity representative at (800) 365-9180, extension 315, or Michelle Thun in Human Resources at 362-3128.

Visit www.afadvantage.com for additional information, including forms. Establish an online account for access to your account, including account balances and claim status.
 

403(b) Plan

This benefit is available to all employees. Contributions and earnings are not subject to current state or federal income taxes. Taxes are deferred until funds are withdrawn. Contributions to the 403(b) plan are not offset by contributions made to the 457 plan. This plan is most commonly used to supplement retirement income.

The basic annual contribution limit is $17,000 for calendar year 2012. Participants age 50 years or older may qualify for a higher contribution limit. Consult with your financial advisor or agent for details. Contributions are made on a tenthly basis, October through July. Participation elections or changes may be made at any time.

The plan is administered by Envoy Plan Services. They may be reached at 800-248-8858 or info@envoyplanservices.com. Additional information, provider list, and forms are available on their website at www.envoyplanservices.com.

Visit www.403bCompare.com for information on available registered vendors, investment options, and general retirement planning information.

457 Plan

This benefit is available to all employees. Contributions and earnings are not subject to current state or federal income taxes. Taxes are deferred until funds are withdrawn. Contributions to the 457 plan are not offset by contributions made to the 403(b) plan. This plan is most commonly used to supplement retirement income.

The basic annual contribution limit is $17,000 for calendar year 2012. Participants age 50 or older may qualify for a higher contribution limit.

The district offers the following two plans:

American Fidelity AFMaxx Section 457(b) Deferred Compensation Plan
Information is available in the Human Resources Office. To enroll, contact Lloyd Gronich, the American Fidelity representative at 800-365-9180, extension 315 or Michelle Thun in Human Resources..

CalPERS 457 Deferred Compensation Program
Information and enrollment packets are available in the Human Resources Office. Membership in CalPERS is not required.

 

Credit Union

Lockheed Federal Credit Union Phone (800) 328-5328 www.lockheedfcu.org


Note: This is provided as a summary only of the benefits provided by the plans listed above. Please consult the plan’s Schedule of Benefits for complete coverage information.