BUS-154 - Personal Finance - Ali Naddafpour
From: Ali Naddafpour, MBA
Course Start Date: Schedule of Classes
Time: TBA Online; Instructor Available Tue – Thu from 7 pm to 10 pm
Subject: Bus 154
Welcome to your Bus 154 class. I am glad to see all of you in this class. College of the Canyons is a very close community and I would like this to be the best possible experience for you. As we go through the course, feel free to contact me, if you have any questions and or concerns. Please read the course syllabus for important information about how we will communicate, and etiquette of online expectations.
I know you are experienced at working on the internet, reading e-articles, and communicating with your friends online. We will utilize those skills you already have in a unique way, and I hope you learn some more techniques. You have to check in by answering the first Discussion question confirmation regarding syllabus, no later than 8:00 pm (Pacific Saving Time), Thursday, otherwise I have no choice but to drop you and give your place to one of the waitlisted students.
This is a short-term intensive, and one-hundred percent online section. We have exactly 5 weeks to cover materials usually covered in 16 weeks, which means you have to invest more time on a daily base than the regular course, almost 10 to 15 hours per week. You have to finish weekly requirements by the week's deadline.
All exams will be taken online using Canvas exam option. We will go over all coursework, questions, and unclear subjects during online interactions. However, students may complete the online work and project at 2 pm or 2 am, whichever best fits each individual schedule, as long as it is before the posted deadlines. Students are evaluated on the quality of work completed; one is evaluated on what one does and does not complete.
After reading the syllabus, let me know if you have any questions or concerns. Please indicate you understand the expectations, guidelines, responsibilities, and will try to abide by them by posting a short response to the discussion board.
The virtual classroom will be available for entrance on the Monday.
All students are required to have their own valid COC assigned e-mail address for this course. Please note your classmates and I will communicate with you through this e-mail. Hence, you should check this email regularly during the course.
The following are some guidelines and requirements that will help you successfully navigate and complete this class:
- Check your computer status. Students should have access to a computer with minimum requirements. Otherwise, you should get to the habit of using a library or TLC computers.
- Word Processing program is necessary. Spread Sheet Program is optional, but very helpful.
- Access to Canvas and the Textbook’s site.
- Text: Personal Finance, OER, ZTC.
- Please read the guidelines and the syllabus, and then post your response (“I will abide by these expectations.”) to this one indicating that you have read and understood the stated guidelines. Moreover, you agree with those guidelines. Please review the syllabus during the first day of class .
As you know, we have a short time to cover our learning objectives, make sure you are prepared and ready on day one. Make sure you participated in Canvas orientation. In other word, in order to access this class online you must first complete an online tutorial. The tutorial will assist you with understanding Canvas, COC’s course management program. You can access this tutorial:
The above link provides useful advice and other related information for the learners.
There is an individual homework assignment for each chapter… These questions are from the end of the chapter questions.
When answering Discussion or homework questions, try to explain, expand, give examples, & etc… Don’t just provide a sentence or two answer, show your own understanding of the subject.
This course covers basic conceptual and practical understanding of the personal finance and investment. An introduction to the formulation and procedures of personal investment. The major areas of study include: the analysis of ones own personal financial position and qualifications for starting and managing ones investments, developing financial goals, money management, credit management, managing growth, investment alternatives, retirement planning, housing decisions, tax planning, risk management, insurance and estate planning, financial analysis, record keeping, budgeting.
At the end students will learn how to manage their own personal finances. How to maximize the productivity of their own earnings. How to save, invest and plan for future. Students will learn how to become wise about their spending and expenditures, i.e. which expenses are useful and which ones to avoid.
What to Expect in this Course
This course introduces students to the concepts, tools, and applications of personal finance and investments. During the course and by completion of Personal Finance, students should be able to demonstrate their ability to:
- Construct a plan for short-range, and for intermediate- and long-range financial goals.
- Calculate and measure net worth and discretionary cash flow.
- Calculate and apply present value, future value, and annuity calculations to financial planning.
- Compare the major sources for credit and the advantages and disadvantages of each.
- Distinguish the major components of federal income tax and evaluate tax-planning tools.
- Compute the net cost and the long-term cost of renting and home ownership.
- Demonstrate understanding of personal risk management and the role of insurance in minimizing personal risk.
- Compare the major types of investments and risks, advantages and disadvantages associated with each.
- Calculate retirement financial needs and evaluate retirement savings alternatives.
Types of Assessments
Students will be assessed by their participation in solving problems via:
- End of the Chapter Homework assignments
- Discussions participation
- Class project
- Four multiple-choice, short answer, and or true-false exams.
You can start by reading and studying summary of a chapter, go over the Power Point Presentation, then start working on the Discussions, and end of chapter's assignment. Exams will be available 48 hours before their deadlines. No excuses will be accepted, including lack of reliable Internet connection.
Textbook Information / Link to ZTC Textbook
Text: Personal Finance OER, Zero Textbook Cost By: Saylor.org
Other Relevant Course Information
To begin, when the Canvas shell will become available, go over the course menu, become familiar with location of documents and materials. Just like any other online course, you can finish assignments, Discussion Board questions, and or exams ahead of deadlines. They will expire at the deadline time...
Please do not hesitate to contact me, if you have any questions and or concerns.
Warm Regards & Happy Surfing,
Prof. Ali Naddafpour
This course can be accessed on the first day of class via Canvas at https://coc.instructure.com. Log into Canvas using your CanyonsID single sign-on:
- CanyonsID Username is your COC student email address (Ex: email@example.com)
- CanyonsID Password is your COC student email password
Check out the Online Education website for more information on a variety of topics that can help you be a successful online student such as: exam proctoring, learning styles, computer skills, and tips for student success. If this is your first online course, feel free to take our online learning readiness assessment to assess your skills.
The Learning Center (TLC)
The TLC provides FREE online tutoring resources to COC students!
Academic Accommodation Center (AAC)
College of the Canyons AAC provides educational services and access for eligible students with documented disabilities who intend to pursue coursework at COC. A variety of programs and services are available which afford eligible students with disabilities the opportunity to participate fully in all aspects of the college programs and activities through appropriate and reasonable accommodations. For more information on their services visit the Academic Accomodation Center website.
The Counseling Department offers appointments online. You can schedule an appointment by visiting the Online Counseling website. Counselors can help you map out a plan to reach your educational goals as well as advise you on course selection and registration.
Management of Stress and Mental Health
College of the Canyons cares about your emotional and physical health. Learn more about the broad range of confidential student services, including free counseling and mental health services available during this time by visiting the Student Health & Wellness Center website or by calling them at: 661-362-3259.
The National Suicide Lifeline number is 1-800-273- 8255 (TALK). Please call it if you or someone you know is having thoughts of suicide or is in severe distress - it could save someone's life.
You can also use the Crisis Text Line: Just text "Courage" to 741741. It's free, available 24/7, and confidential.
Veterans Resource Center
The College of the Canyons Veterans Resource Center is a department within the Student Services Division at the college, created to help veterans and veteran dependents with applying to College of the Canyons, enrolling in classes, and requesting VA Education or Vocational Benefits. For more information please visit the Veterans Resource Center website, email firstname.lastname@example.org or phone (661) 362-3469.
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Last updated: 09/16/2021 Sub#: 645